ZIP Code 33109 — Miami Beach, Florida

The median home in 33109 is valued at more than $2,000,000 (the Census reporting ceiling) against a median household income of more than $250,000 (the Census reporting ceiling), a price-to-income ratio of at least 8.0. That is in line with the 7.8 median across the 29 Miami-area ZIP codes on this site with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Miami Beach, 33109 ranks 3 of 4 ZIPs on affordability (1 = lowest ratio); the Miami Beach median ratio is 7.9.

33109 ranks 1 of 29 on this site by median household income and 1 of 29 on median home value; its income is far above the $80,070 Miami Beach median. 94% of households own their home, far above the 39% metro ZIP median, making this a majority-owner ZIP. 73% of adults hold a bachelor's degree or higher, far above the 43% median,

With 990 residents per square mile across 0.8 square miles of land, 33109 is far less dense than the metro ZIP median of 15,322 (rank 28 of 29). This is a low-density pattern of large lots, small towns or scattered subdivisions.